Terms of Service

1. Agreement to Terms

By accessing and using Kilwa Technologies' investment intelligence platform ("Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

Kilwa provides AI-powered investment intelligence for emerging markets, including but not limited to:

• Investment Suitability Index (ISI) scores
• Market Entry Timing Indicator (METI) signals
• AI-powered market analysis and predictions
• Dashboard and analytics tools
• Market reports and insights

3. User Responsibilities

You agree to:

• Provide accurate and complete information during registration
• Maintain the security of your account credentials
• Use the Service in compliance with all applicable laws and regulations
• Not attempt to gain unauthorized access to the Service or its systems
• Not use the Service for any illegal or unauthorized purposes

4. Investment Disclaimer

5. Data and Privacy

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using our Service, you consent to the collection and use of information as outlined in our Privacy Policy.

6. Intellectual Property

All content, features, and functionality of the Service, including but not limited to information, software, text, displays, images, video, and audio, are owned by Kilwa Technologies, its licensors, or other providers of such material and are protected by copyright, trademark, patent, trade secret, and other intellectual property laws.

7. Limitation of Liability

To the fullest extent permitted by law, Kilwa Technologies shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the Service.

8. Termination

We may terminate or suspend your access immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms. Upon termination, your right to use the Service will cease immediately.

9. Changes to Terms

We reserve the right to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days notice prior to any new terms taking effect.

10. Contact Information

If you have any questions about these Terms of Service, please contact us at: