Platform · Zawadi

Can I just ask?

Ask a question in plain English and get an answer about the market — grounded in the same signals, with the same decomposition, as every score on the platform.

Plain: English in, thesis out
1 click: from any figure to its source

The Kilwa Zawadi view: a market brief on Kenya, Nigeria and Morocco with a tracked-market list, a catalyst queue, a sources panel with confidence scores, and a note that nothing shown is personalised to the reader. — Zawadi in the platform. Illustrative output — scores and figures shown are sample values, not live data.

Natural-language intelligence

What Zawadi is

Zawadi AI is Kilwa's natural-language interface to its investment intelligence. It answers questions about any market, sector or score Kilwa publishes in plain English, and every figure it returns traces back to the scored input that produced it.

Zawadi is the natural-language interface to everything Kilwa computes. Ask why Rwanda's score moved, what would have to change for Kenya to move from WATCH to OPTIMAL, or which markets carry unhedgeable currency exposure — and get an answer with its workings attached.

The Narrative Generator turns a set of scores into a concise, plain-language read on a market, which is the form most committee papers actually need.

Zawadi does not invent numbers. Every figure it returns traces to a scored input, and the trace is one click away.

What Zawadi does not do

It does not know your holdings, and it does not take them as an input.
It does not check an answer against your mandate, restrictions or return objectives.
It does not tell you what to buy, or how much of it to buy.
It does not give a different answer to two subscribers in the same tier.

Zawadi answers questions about the markets, sectors and scores Kilwa publishes. That is general research, not investment advice, and it is not personalised to you.

Capabilities

Natural-language queries
Ask in plain English about any market, sector or score Kilwa publishes.
Narrative generation
Scores become a concise, committee-ready read on a market.
Traceable answers
Every figure links back to the scored input that produced it.
Published score movements
Score changes and window openings are published to every subscriber in a tier on the same schedule.

Seen in the research

Kilwa Atlas No. 6: Five Gates — Private Credit in Africa

Capital for African private credit tripled in five years, and more than half of the money raised between 2021 and 2024 was still waiting to be lent. This Atlas explains why with one idea: a private loan has to pass five gates before the lender is repaid, and in most markets at least one is shut. The Private Credit Conditions Index scores each gate from 0 to 100 in twenty markets, a screen puts all 54 into four lanes on court speed and the proceeds gate, and five enforcement precedents show what lenders actually got back and how long it took.

Read the analysis

2 of 20scored markets where every gate clears 55, the Deep band: Mauritius at 78.5 and South Africa at 73.7 on the Private Credit Conditions Index